Your credit score

I went to a seminar tonight about raising my/your credit score. I saw a report about the seminar on last nights news-cast and they had another seminar tonight. It cost me $10. I went to their webpage and checked out what they had to say and watched the videos they posted. They hawk a book called "The Road to 850".

My credit score was about 750 last time I checked, but I don't know what it is currently. I think of myself as pretty financially savvy regarding credit and credit scores, etc., but there was way more than meets the eye, that I didn't know. I confirmed a few things I already knew and learned many more new things.

In short, the seminar was basically a very rudimentary covering of the book. Everything that he talked about in the seminar is covered in the book, in much greater depth. I bought the book at the half-way break. The book was well worth the $22 I paid for it (same price on Amazon), but I should've just bought the book and skipped the whole seminar (time and money wasted).

It started about 20+ minutes late (it was supposed to be from 6pm - 830pm) and it ran 40 minutes over (because he answered questions from people during the ten-minute break, which lasted thirty-minutes). He spent part of the time showing the same videos that are on the website. There were some audio problems which were a PITA and there was some marketing geared towards the book (natch) and the company he works for, but it wasn't over-bearing.

Bottom line: Buy the book, skip the class. If you care about your credit score (and you should) then buy this book, because it's chock full of good info. If you don't care, don't bother.